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For the purpose of maintaining compliance with Regulation F, we are providing our correspondent customers with our Second Quarter 2026 Capital and Leverage Ratios.

WELL-CAPITALIZED BANK

REQUIRED

CENTRAL BANK

Leverage Capital

5.00%

12.42%

Common Equity Tier 1

6.50%

15.12%

Tier One Capital to Risk Weighted Assets

8.00%

15.12%

Total Capital to Risk Weighted Assets

10.00%

16.08%

As you can see, Central Bank continues to maintain the ratios to be considered a well-capitalized bank. Should you have any questions or if to request past ratios, please feel free to contact me at 1-800-432-0721.

Sincerely,

Doug Flynn
Correspondent Banking Officer